Summer 2006 has begun (in case you didn’t already know by the temperature) and on July 1^st your new 2006-2007 DAHU Board became effective. The official swearing in will take place at the July 19^th luncheon and I hope many of you will attend. I promise it will be fun and the new Board will greatly appreciate your support.
I have nicknamed this year’s Board DREAM TEAM because they believe that YOU are the U in SUCCESS.

I am very proud to be part of this enthusiastic team of extraordinary volunteers who want to exceed your membership expectations and be a conduit of your professional success and personal development.
Together we plan to give DAHU members programs, education and publicity that entice you to attend more functions and have some fun. As my Dad would always say, “life is just too short not to have fun whenever possible.”
Let me tell you a few things about the DREAM TEAM members

Jacqueline St. Hilaire – Incoming President – 2006 Quadruple Award Winner!! DAHU, TAHU and NAHU! Also known as Miss “I Can Do That!” She never stops. Tiger Woods has nothing on Jacqueline! She is a person deserving of great accolades who could also give Tiger Woods a run for his money on the golf course.
David Weber – Treasurer – The Wizard – (also known as the man behind the curtain.) David is the creative genius of our website and our audio/visual expert at the luncheons. As Treasurer he dreams in dollar signs; for real! He helps to keep DAHU in the black and has promised we will have money to do creative things this year. (He doesn’t remember saying that, but I have witnesses.)
Valerie Toups – Secretary – Miss Congeniality – (let me lift you up). DAHU is indebted to her for all the Awards she helped us win these past two years in addition to creating the DAHU Chapter Awards Program. Valerie’s mantra is to make everyone feel appreciated! Something we should all do more often for lots of folks in our lives. Thank you, Valerie.

MaryLou Hudman – Past President – Miss YEHAW! MaryLou is NAHU Membership Chair for the NAHU Board of Trustees in addition to her DAHU Board position. At NAHU Convention she told 900 folks that the new Membership call to action will be YEHAW because TX will be leading the charge. She will help all Chapters across the nation attract and retain members. I think the goal is to reach 22,000 by June 2007!
Kathy Powell – Newsletter Editor – Miss Cool! (she does not let the heat get her down). Kathy handles those deadline pressures like a pro especially when Board members are late in getting their articles to her (like the one I am writing now at midnight). She would love to get articles from members….what would you like to share? How about some comments on our NEW WEB-BASED NEWSLETTER? You go, GIRL!!

John Mosier – Public Service – Mr. Nice Guy! He told me to tell you something about being a redneck and drinking moonshine but I don’t believe it. I’m a doubting Thomas; he’d have to share the moonshine first . He helps us all be aware of our responsibility to give back to the community and he helps us have fun in the process.

Larry French – Media Relations – Mr. Connected! DAHU has enjoyed monthly notoriety in the Dallas Business Journal and/or the Dallas Morning News all year which won DAHU the National Media Award! Whatever you do, don’t tell him that PR folks make mucho dinero for this type of publicity! We love him just the way he is.

Frank McCaffrey – Texas Legislative and Grass Roots Initiative Program (GRIP) Chair – Mr. GRIP (because he always has a grip and the matter under control).
He keeps us all informed about what is happening in the TX Legislature and what impacts our profession or clients. The GRIP fundraising helps to pay for the TAHU Lobbyist! Member Survey - Which fundraiser did you like the best: Night at the Mansion in 2004 or Golf for 4 at Tribute in 2005? You could help decide the direction of the 2006 fundraiser….let Frank know.

David Clampitt – Sponsorship Chair – Mr. Smile – (no matter the task, David does it with a genuine smile to make your day better). You are probably asking how he can smile with such a daunting task. DAHU depends on carrier and vendor support even though we know those budgets are declining. David has been working on a new sponsorship program which could give carriers and vendors double their previous publicity and exposure. Stay tuned! This is really exciting. David is also a successful cohort in the GRIP program.

Tamela Southan – Federal Legislation – Miss Enthusiasm – (passion to see everyone succeed). Tamela’s belief in our industry and our association has her fired up for a new legislative year and the groundwork for the 2008 Presidential election. If you think you just saw a tornado go by, more than likely it was Tamela because she creates excitement wherever she goes. Watch out Washington, DC because this gal is organized and ready!

Linda Taylor – Awards Chair – Miss Quiet Dignity – (the person who provides reason in chaos). Every successful team needs a person who is able to throw a lifeline when the group falls overboard. Linda will help us find our way to Award recognition by keeping us on track when the detour looks like more fun! Her quiet persuasive manner is award winning in itself.

Donna McCright – Education Chair – also a Past President of DAHU - Miss Education – (DAHU, TAHU, NAHU recognized for her work in education). Donna has helped write and been successful in TDI passage (Texas Department of Insurance) of more CE classes than anyone else I know. Her goal is to provide you the education YOU want for your sUccess and she wants to make it fun! What else could a person want?
PLEASE TELL HER!!

Marcia Snell – Membership Chair – This will be Marcia’s first year on the Board so I don’t yet know what nickname to give her. I’ll have to think about it over the next few months and if you have any suggestions, let me know. I do know that we are all very excited to have her. Look for some exciting membership drives and member enticing programs this year; she even has a committee already lined up!

Darrin Spradley – Retention Chair – This is also Darrin’s first year on the Board and again I want some time to find the right nickname. He is a great personality fit for the DREAM TEAM and has already added to the fun. I’m sure he will find a way to convince folks not to “drop out” of DAHU. Darrin is now the 5th man on the Board and will make Board participation less daunting for other daring men who might be interested.
In addition to the Full Board, we will have some AD HOC Committee members as approved by the DAHU Executive Board. They currently are:

Jim Bowman & Sherry Harris - Broker/Agent Liaison – Jim is a long time DAHU member and all around good guy anxious to help the Board assist Broker/Agent members towards more success. Sherry is a carrier rep who is new to DAHU but many years in the industry and anxious to work on this very important project.

Patrick Wilder & Lorrinda Lattimer – New Agent Mentoring Program – Patrick is a long time NAIFA member and Lorrinda has transferred from CAHU. They believe that new blood is crucial to our industry and they will be working with TAHU’s Joanna A. and Peggy B in creating a mentoring environment for new DAHU agents.

Andrea Prendergast & Erika Rockett – Membership Activity – will work with Marcia Snell in delivering social programs to the membership and helping with all program registration.

Geneva Hamilton – Legislative Key Contact – Geneva is an active constituent of Congresswoman Eddy Bernice Johnson and will be helping to promote DAHU and NAHU initiatives with this office.

Last but not least is me! RoseMary Deininger – DAHU President – Color me Proud and Ecstatic!
The DREAM TEAM is my dream come true – great folks working for a fabulous membership towards a very successful year! What could be better? Now for the important question – What do you think of the picture? I haven’t found one that I totally like so I think I’ll use a different one each month. I’d like to hear your opinion each month if you’d share it. Sound like fun?

Thank you all for your commitment to DAHU, our profession, our industry, your clients, your personal growth. Together we will do wonderful things!

YoU are sUccess!
RoseMary


HAVE YOU THOUGHT ABOUT ACQUIRING AN INDUSTRY DESIGNATION? DAHU IS PLANNING ON OFFERING A GROUP STUDY DESIGNATION PROGRAM BEGINNING IN JULY. THE TWO COURSES UNDER CONSIDERATION ARE EMPLOYEE HEALTCARE BENEFITS ASSOCIATE (EHBA) HEALTH INSURANCE ASSOCIATE (HIA) (Course material is provided by AHIP Insurance Education) EHBA IS DESIGNED TO EXPLORE WAYS FOR THE INSURANCE PROFESSIONAL TO HELP EMPLOYERS ADDRESS CHANGES IN THE BENEFITS ARENA. THERE ARE TWO (2) COURSES THAT CONSIST OF IN-DEPTH STUDY OF BENEFIT PLANNING OPTIONS, REGULATORY REQUIREMENTS AND TAX TREATMENT OF THESE REQUIREMENTS, TRENDS, HIPAA, LTC, DISABILITY, LIFE INSURANCE, AND PRESCRIPTION DRUGS. HIA EXPLORES MARKETING, ADMINISTRATION AND EVALUATION OF VARIOUS KINDS OF HEALTH INSURANCE, EXAMINE PRINCIPLES, CONTRACTS UNDERWRITING AND MARKETING OF VARIOUS COVERAGE, COST MANAGEMENT, PRICING, CLAIMS ADMINISTRATION, POLICY ISSUES AND RENEWAL, GOVERNMENT REGULATIONS AND FRAUD. THE COURSE CONSISTS OF SIX (6) AREAS OF STUDY. EHBA Course I - $180.00 HIA Course I - $150.00 If you are interested in registering for either of these study groups or further information contact Donna McCright at dmccright@dsgbenefits.com or you can call Donna at 972/241-0044. LONG TERM CARE Are you interested in getting your LTCP (Long Term Care Professional) Designation? DAHU and Mike Smith, the guru of long term care, have teamed up! Classes are beginning in August to help you earn this designation. If you are interested contact Donna McCright at dmccright@dsgbenefits.com or Mike Smith Mike@thebrokerageinc.com


Helping Consumers Find Us ? How do consumers find agents? How do consumers get information about small group health plans, what a deductible is or how to purchase a temporary plan?
Well, the TDI has come up with a consumer friendly website, www.texashealthoptions.com to answer these and many more questions for consumers. The Texas health options website is a direct result of SB 261, legislation that created a program to educate the public on the value of health coverage and to increase public awareness of health coverage options. It also created a task force made up of carrier partners, consumers, agents and other entities to come up with ideas to get this information out to consumers. I have a seat on this task force and have already been able to come up with some suggestions for getting agents more visibility on this website. If you have a minute, review the site and give me your feedback. I will be happy to present more ideas to the TDI. Also, add the link to your home page, or your local chapter’s homepage, talk about it at chapter luncheons and with your clients. SB51. I know I mention this every month but you keep calling and emailing me about it … so I figure everyone is still interested in it. At this moment, there are no final rules posted. Based on information from the Commissioner, I expect to see the rules out in about 10 days. As soon as the final rules are published, we will make them available, or…you can keep an eye on them at: http://www.tdi.state.tx.us/rules/2006/parules.html Did you know that the Lege Council has a teleconference every month? Please make sure that someone from your chapter is attending these conference calls. Invitations are sent out via email about 1 week prior to the meeting. We discuss valuable information that you can pass along to your chapter! We have added another new face to the LC this year! Joe Phifer will be joining the team as the Key Contact guy. He is also the East Texas president. Joe hit the ground running with ideas about how to recruit new Key Contacts, renovate the KC sign up form and ways to use KCs in the district. If you want to be a KC, please let Joe know. As always, if you have a questions or comment about the KC or TAHU’s legislative initiatives, feel free to email us at legcouncil@tahu.org. We want to hear from you! [Questions? Contact any member of the Legislative Council: Misty Baker, mistyb@onebox.com; Jacqueline St. Hilaire, jacquelines@safeguard.net; Travis Middleton, tmiddleton@tmia.biz; Kelly Fristoe, kfristoe@wf.net; Lee Manross, lmanross@aol.com; Shirley Hutzler, shirley270@aol.com)]
TDI Adopts Final Rules On SB 51 The much anticipated rules for SB 51 have been published by the Texas Department of Insurance. All in all, I am pleased with the outcome. TAHU has been at the table since this was on the TDI’s plate and we continue to have discussions with them about interpretation.
Here is at actually eligible for coverage simply because the employer had not notified the carrier of the person’s termination. SB 51 changed all that, requiring employers to continue paying the premium and carriers to continue providing coverage THROUGH the end of the month in which the employer notifies summary, highlighting the most important topics like the grace period, jurisdiction and a few definitions of terms. These rules will help our clients, if our clients are informed. It is now up to us, good professional agents to get the correct information out to them. The Legislative Council is developing a CE on all of this along with an “Employer Alert” for you to use. Both of these items should be ready soon. I know that many of you will have questions, comments and concerns about these rules. We know that SB 51 hurts employers. We have heard that from many of you several times but what we need now are specific examples, hard facts, names, dollar amounts, etc. We will take this information to the legislature and talk to them about it. Revisions to SB 51 may be achieved in the 80th session but we will not go to our lawmakers and whine to them. Let’s stay proactive, positive and feed them information that is solid. Keep in mind that the background of Senate Bill 51 was to eliminate confusion or questions about a person’s eligibility for benefits under his group health plan, so that a medical provider could verify a treatment for the insured person and reliably expect to be paid for it. Too often insurance carriers had paid benefits for someone who had been terminated and wasn’ the insurance carrier about a person’s termination. Fortunately, the new rules provide some exceptions to this. Major Exception. In general, employers should notify the insurance company or health plan of an employee’s termination the day it happens or as soon as possible afterward. Specifically, the new rules provide that if the termination occurs in the last SEVEN (7) CALENDAR days of a month, the employer has the first THREE (3) BUSINESS days into the next month to tell the carrier and if he tells the carrier during this time, he will not be obligated (and coverage will not be extended) for that next month. [Example: Employer’s group plan is on a calendar month. He fires Employee A on the 26th day of a 31-day month. He has the first three business days of the NEXT month to tell the carrier about the termination and avoid paying the premium for that following month. Coverage and the employer’s premium obligation therefore ended at the end of the month he fired A. But, if the employer does not notify the carrier until the FIFTH business day of the next month, he will be charged the premium for that employee and any dependents (and coverage will still be in force). for that entire next month.] Other Exceptions have been provided by the rules that allow an employer to escape this new premium payment obligation, too, such as the following situations: • The individual has elected to continue coverage under COBRA or Texas group continuation laws. • The individual has terminated coverage from the plan but remains a part of the group • The employer has not been paying ANY of the premium • The employer drops the entire group health plan Other important provisions of the new SB 51 rules. Other important provisions of the new SB 51 rules. • “Month” is not necessarily a calendar month. For example, an employer may have a plan that began on the 15th of the month and that’s when his premium is due. Or it can be specifically defined in the contract between the carrier and the policyholder. • The method of notification can be by “electronic means” which generally is defined to be a carrier’s internet portal, email or fax. Carriers and the group policyholder may agree in their contract that the carrier will accept the notification by U.S. mail. • The employer is off the hook, also, if a person leaves the group and immediately becomes covered under a new plan. Unfortunately, that former employer is required to verify that his ex employee has new coverage in order to escape the additional premium requirement. Furthermore, if that person’s new coverage falls through or for some reason does not provide coverage during this notification/extended coverage period, the old employer is back on the hook. Jurisdiction. Where does SB 51 apply? In a nutshell – Texas, Texas, and only Texas. Two examples will illustrate this. First, a New York employer has employees who live and work in Texas. SB 51 will apply to those employees. Or, a Texas employer has employees who live and work in New York. SB 51 does NOT apply to them. Timing. This is a good opportunity to restate a couple of key dates. SB 51 applies to plans issued or renewed on OR AFTER Jan. 1, 2006. If a plan does not renew until this November, for example, this law does NOT apply to that employer until that renewal point. The final regs become effective July 17th. The Lege Council is here to collect your comments and questions. Please remember that we are all full time employees and the 4th of July holiday is upon us, many of our offices will be closed during that time. Please do not be discouraged if you don’t get an immediate response. If you have comments, please do not hesitate to email them to us at legcouncil@tahu.org. [Perhaps the most troublesome requirement in this new law is that the employer is liable for the ENTIRE premium for that terminated employee AND ALL DEPENDENTS. It does not matter whether the employee had been paying some or all of his own or his dependents’ premium. The premium payment obligation is now fully shifted to the employer.]

Last month, the Dallas Association of Health Underwriter’s held our annual AWARDS luncheon to recognize local members for their outstanding and steadfast contributions throughout the year to our Association.We appreciated the large attendance and opportunity to honor certain members for their dedication and commitment to DAHU. I would also like to thank our members for their participation in electing the new DAHU 2006 Henry Dawson Award winner through the nominations and votes that you sent in!
Six DAHU awards presented each year and the DAHU Awards, criteria and winners are listed as follows:

I. The 2006 “Henry Dawson” Award winner – Jacqueline St. Hilaire

The “Dawson Award” is one of our most prestigious awards presented each year to the member considered to have made the most valuable contribution of time and support to DAHU over the past year.Recipients are not eligible again for a period of at least five years. The winner is determined through DAHU member nomination, and then voted on by the DAHU membership.

A. The “Henry Dawson” Award is named after Mr. Henry Dawson who is one of the Pioneers and Founding Members of DAHU, serving as President at Local, State and National levels. Some of his past recognitions are:

NAHU
Distinguished Service Award

Harold R. Gordon in 2000

Founder of “GRIP” (Grass Roots Initiative Program)

Co-Creator of the National Legislative Council

Co-Creator of the first comprehensive Budget Process

TAHU
Won the distinguished Hollis Roberson Award

Jacqueline St. Hilaire - DAHU member since 1995 and in the insurance business for past 17 years. Jacqueline has represented DAHU at Day at the Capital, Capitol Conference, the TAHU Convention and the NAHU Convention for the last 4 years. Jacqueline also assisted in the organization of the DAHU annual Legislative Day and helps raise funds necessary to pay the salary for our lobbyist in Austin. She received her GBA and is currently working on obtaining her CEBS designation.

Some of her past year accomplishments:

DAHU
Texas Leg/GRIP chair ’02-‘04

Federal Leg Chair ’04-‘05

Current Secretary ’05-‘06

Incoming President-Elect ’06-‘07

Won first MVP ’04 Award

’05 Leadership Award

TAHU
Recruited sponsors & exhibitors as member of ’04 Convention Committee

Current Director of leg Activities – implemented Newcomer Reception

’04 Special Service Award

’06 Volunteer of the Year Award

’06 Individual Leg Award

NAHU
Capital Conference in Washington, DC attendee

II. The 2006 “MVP” (Most Valuable Person) Award winner – Larry French
The “MVP” Award is presented to a member of the Board of Directors who has demonstrated the single most significant achievement on behalf of DAHU during the year.

A. Larry French – DAHU “Media Chair” Board Member since 2005 has provided more advertisement in the print and publishing field for the Association. Larry also won the 2006 National Association of Health Underwriters Award for “Media Relations” at the National Convention held in San Francisco this past June

III. The 2006 “Leadership” Award winner – Kathy Powell

The “Leadership” Award is presented to a member of the Board of Directors whose contribution includes consistent attendance and participation in meetings, luncheons and other association events, and who has successfully achieved the goals set forth during the strategic planning meeting for the year.

A. Kathy Powell – DAHU “Newsletter Chair” Board Member since 2004 has been a consistent participant in all events. She has been responsible for providing our membership with a new newsletter vendor that provides DAHU information in a timelier, professional publication.

III. The 2006 “Stellar” Award winner – Jim and Debi Bowman

The “Stellar” Award is presented to an individual members(s) who has demonstrated steady and consistent participation in and support of all DAHU activities.

A. Jim Debi Bowman – Long standing DAHU members, who have been consistent supporters and participants in DAHU events. They currently have their own agency, which was started about 8 years ago.

IV. The 2006 “NOVA” Award winner – Reid Rasmussen

The “NOVA” Award is presented to an individual member who has demonstrated significant new energy and accomplishment on behalf of the association during the last year.

A. Reid Rasmussen – DAHU member that has been involved in the insurance industry for years and active in the association on different boards in the past years. Reid was present at the 2006 NAHU Convention to bring home another award for DAHU, the “Williams G. Wetzel - Excellence in Public Speaking”, that he was responsible for providing all data detail for submittal.

V. The 2006 “Hendershot” Award winner – SafeGuard Dental & Vision

The “Hendershot” Award shall recognize the one company whose support for DAHU’s members and mission exceeds all others. Primary considerations will include carriers’ financial and philosophical support for our chapter. Contributions evaluated may include:

Sponsorship of Legislative DaySponsorship of Sales Congress

Sponsorship of Luncheons

Sponsorship of other events

Supportive of DAHU membership among its sales force
Advertiser in monthly newsletter

The Awards Selection Committee is responsible for tabulating all detail nominate and select the award recipient.

A. The “Hendershot” Award is named after Mr. Clayton Hendershot, a long-time DAHU member, who began his insurance career in 1981 as a Marketing/Claims Representative and had it ended early, through illness, as an Account Executive with Delta Dental. Some of Clayton’s accomplishments were:

Professional Certifications

Certified Insurance Counselor (CIC): 1988
Dale Carnegie Course: 1982 and Sales Course: 1988
Professional Selling Skills III, Xerox Sales Course: 1984
Marketing Training Program, Crum and Forster: 1983

Professional Affiliations

Dallas Association of Health Underwriters
Texas Association of Health Underwriters
National Association of Health Underwriters
Vice President, Social Life – Southern Nazarene University
Outstanding Young Men of America: 1987, 1988

B. SafeGuard Dental & Vision has been a strong advocate of the Dallas Association of Health Underwriters by sponsoring, contributing and allowing employees to participate in many of the DAHU functions. SafeGuard Dental & Vision fit the awards criteria listed above and also exceeded it with consistent sponsorships (i.e. “DAHU Jingle Jam”, DAHU Board Members, DAHU members, Leadership Round Table members, newsletter, Leg Days, etc.). Trei Wild, past NAHU President and current President of SafeGuard Texas was present to accept this prestigious award.

PO Box 1139 Lewisville, TX 75067-1139
469-635-6000 800-442-4915
fax: 469-635-6001 800-616 4900
web: www.TheBrokerageInc.com
e-mail: mike@thebrokerageinc.com

Biography on Mike Smith, LTCP

Mike Smith entered the insurance business in 1993 as a marketing and agent service representative at The Brokerage Inc in Dallas. His primary responsibilities include recruiting and training brokers to sell Group I Insurance products for The Brokerage, Inc. in Dallas.

Mike’s primary aim is to focus on senior related products, like Medicare & Long Term Care Insurance. After more than ten years Mike has conducted hundreds of product seminars and trained thousands of insurance agents nationwide to market senior insurance products.

Mike has been an active member of the Ft Worth Association of Health Underwriters since 1993, and is currently a FWAHU Trustee. He is also a member of the National Association of Insurance and Financial Advisors in Dallas, the Brokers Health Insurance Network, and The Marketing Alliance.

Presently he is an active Board of Directors member for the American Association of Long Term Care Insurance (AALTCI), a national organization representing agents and brokers working within the LTCI profession.

In January 2003, Mike earned the Long Term Care Professional designation, signifying the commitment to remain dedicated in the field of Long Term care Insurance.

Currently the Executive Vice President of The Brokerage, Inc., Mike lives in Highland Village with his wife, Shannon and two children, Kayli, age 11 and Kyle, age 9 and Kinley, age 6 months.

Beth Ashmore, NAHU President Elect

Beth is co-owner of The Ashmore Agency, Inc. along with her husband, Wilburn. They have owned their own insurance agency since 1979. The Agency deals primarily in all aspects of Business Insurance and Financial Planning. They have two daughters, one who attended Texas Tech, one attended Southwestern University, and both married, with 3 girls and a boy between them. They have been in Lubbock since 1977 when they relocated here from Oklahoma. She attended the University of Oklahoma. The Ashmore Agency is partnered with City Bank Texas in Windmark and Associates, an agency for bank customers.

1983	Moderator of "Money, Money, Money" a six week Sylvia Porter course

1986-1987	Vice president of Lubbock Area Association for Health Underwriters (LAAHU).

1987-1988	President elect of LAAHU.

1988-1989	President of LAAHU, Secretary/Treasurer of Lubbock Area Association of Life Underwriters (LAALU). Directed the United Way Campaign for Lubbock Area Association of Life Underwriters. Member of Texas Association of Health Underwriters (TAHU) Legislative Council; Delegate to the Texas Association of Life Underwriters (TALU) State Convention.

1989-1990	Vice president of LAALU. Delegate to TALU State Convention; Member of TAHU Legislative Council. Delegate to National Association of Life Underwriters. (NALU)

1990-1991	President Elect to LAALU; Delegate to TALU convention; Delegate to the Capitol Conference in Washington, DC.; Member of TAHU Legislative council; Delegate to NALU Convention; TAHU Merit Award, member Lubbock Symphony Guild.

1991-1992	President of LAALU; received the Association Achievement Award. Delegate to TALU Convention and Delegate to NALU convention. Member of TAHU Legislative council. TAHU Merit Award; Texas Tech University School of Nursing Advisory Committee; Testified at Governors Task Force on Health Care Reform; Guest Teacher in Business classes for Lubbock Independent School District.

1992-1993	President of Executive Forum (a local businesswomen’s organization); Panelist Select Forum Methodist Hospital; Delegate to TALU Convention and NALU convention; Legislative Liaison with Representative Robert Duncan; Host, Moderator for City Wide Luncheon for Department of Defense Bid. Member of Texas Tech University's President Council; Member of Chamber of Commerce, Appointed to Health Committee; Member TAHU Legislative Committee, delegate NAHU convention, member of Lubbock Symphony Guild

	Have been active for the last five years in Fund Raisers for Big Brothers & Big Sisters; Food Bank, March of Dimes.
1993-1994	Honoree International Who's Who of Professional and Business Women TAHU Legislative Committee. TAHU Legislative committee and delegate to NAHU convention, TAHU Merit award for legislation.

1994-1995	Region 7 Director Texas Association of Life Underwriters, delegate NALU convention.
1993-1994	Honoree International Who's Who of Professional and Business Women TAHU Legislative Committee. TAHU Legislative committee and delegate to NAHU convention, TAHU Merit award for legislation.

National Grassroots Involvement Chairman, National Association of Health Underwriters Legislation Committee (national level).

Nominated and accepted to International Platform Association

Panelist League of Women Voters debate on health care

Panelist on health care reform Texas Tech University Medical Center

1995-1996 Region 7 Director Texas Association of Life Underwriters

Communication Chairman, National Association Health Underwriters Legislation Committee (national level). Delegate NAHU national convention.

Region 7 Director Texas Association of Life Underwriters, delegate NALU convention. Communication Chairman, National Association of Health Underwriters Legislative Committee (national level), delegate NAHU convention.

Communication Chairman, National Association of Health Underwriters

Legislative Committee (national level) , working on national level key contact program, received Presidential Citation for NAHU, delegate NAHU national convention, continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, International Platform Association, and National Association of Life Underwriters, recipient of Hollis Roberson Award recognizing leadership, and outstanding member in Texas Association of Health Underwriters.

Vice-Chair NAHU Legislative Council, chairperson of Capitol

Conference 1999 in Washington D.C., delegate NAHU national convention. Continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, International Platform Association and National Association of Life Underwriters.

Chairperson, NAHU Legislative Council directing legislative strategies on national issues and assisting development of systems in each state. Oversight and involvement in member working groups (consisting of experts in various fields) studying the uninsured, the employer versus the individual system, tax credits, prescriptions and Medicare, and high risk pools. Member of the Board of Trustees of NAHU, and delegate to national convention. Continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, International Platform Association and National Association of Life Underwriters.

GRIP, HUPAC contributor for 8 years and LUPAC contributor for 20 yrs
Many speaking engagements and CE classes with LU, HU, civic groups and radio.

NAHU Regional Vice President representing Region 4 including travel and speaking engagements in my states. Continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, and National Association of Life Underwriters.

NAHU Regional Vice President representing Region 4.
Worked on various committees at the Board of Trustee level and continued travel and speaking in my states. Continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, National Association of Life Underwriters, served as judge on Susan B. Komen Foundation panel awarding grant money to various area entities.

NAHU Regional Vice President representing new Region 6. Continued work on various committees at BOT level, along with state travel and responsibilities. Continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, National Association of Life Underwriters (NAIFA), and judge on Susan B. Komen Foundation panel.

NAHU Secretary, serving on the national executive committee with oversight on minutes, bylaws, and policies and procedures.As secretary, served as liaison to three national committees and one national advisory

Group. Continued membership in Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, National Association of Life Underwriters (NAIFA), and judge on the Susan B. Komen Foundation panel.

NAHU Treasurer, serving on the national executive committee with oversight of the budget for the national budget. As treasurer, served as liaison to three national committees and one national advisory group. Continued membership and participation in the Texas Tech University’s Chancellor’s Council, Better Business Bureau, Chamber of Commerce, and NAIFA.

NAHU Vice President, serving on the national executive committee as liaison to the Regional Vice Presidents, media committee, and chapter Relations. Additionally, serving as first time chair of the new “Member-Ship Affairs Team”, coordinating the structure and function of the internal Committees, and serving on Industry Relations Committee.Also served on the Executive Committee of the Lubbock Chapter for the American Heart Association Heart Walk. Continued Membership and participation in the Texas Tech University’s Chancellor’s Council, Better Business

2006-2007 NAHU President Elect, serving on national executive committee. Chairperson of NAHU Industry Relations Committee, Public Affairs Team, and liaison to NAHU Legislative Council. Continued membership and participation in Susan B. Komen fund drives, American Heart Association, TTU Chancellor’s Council, Better Business Bureau, and Chamber of Commerce and NAIFA.